Can I Withdraw Money From Debit Card If On Hold

The Wise card.

The Wise debit card has landed. Now international people can spend around the world with no foreign transaction fees.

Compare our fees →

Foreign currency account with Wise debit card

What's up with banks and exchange rates?

An independent researcher compared Wise to 5 other US bank accounts and PayPal. They found that we're up to 4x cheaper for spending abroad. That's what's up.

Compare the costs

Monthly account fees
	Free
	$12
	$12
	$12
	$10
Send $250 to EUR
	$2.35
	$12.53
	$42.95
	$42.07
	$44.20
Spend $250 on debit card in EUR
	$1.62
	$7.50
	$7.50
	$7.50
	$7.50
Withdraw $250 cash / month in EUR
	Free
	$12.50
	$10
	$12.50
	$12.50

More green in your pocket.

Plus no foreign transaction fees or annual fees.

Free to take out up to $250 every 30 days.

Add and convert money, and get instant notifications.

Spend around the world. Or use Apple Pay.

40 currencies. 1 account. 0 sneaky fees.

Send and receive multiple currencies right from your phone. But with a better exchange rate and lower fees than your bank or PayPal.

Hold 40+ currencies for free
Send money right from your balances
Convert between them with the real exchange rate
Move money to another bank for cheap
Freeze and unfreeze your card instantly
Spend on your card in any currency — our smart tech automatically converts at the best rate

Download the app → iOS | Android

40 currencies. 1 account. 0 sneaky fees.

The easy alternative to a bank account abroad.

A Wise account is perfect if you live and work in multiple currencies. And if you want to receive multiple currencies for free.

You get your own bank details for the US, UK, Eurozone, Australia, and New Zealand. Use them to receive direct deposits from around the world:

British account number and sort code
European IBAN
Australian account number and BSB code
New Zealand account number
US account number and routing number

Get your free account →

The easy alternative to a bank account abroad.

Here's to people braving life in a new land.

Raised in Brazil, studies at NYU

Cecilia uses Wise to pay for her books and student housing, and to get paid for her internship.

Born in Italy, bred in New York

When Sal visits his family back home, he uses the card to buy them gelato and other treats.

Born in the US, works in Japan

Alex is an artist whose work hangs in galleries in Japan. He uses Wise to transfer his earnings back to the US.

Pricing as it should be.

Your Wise multi-currency account is free to open. It's also free to get bank details and free to receive money using them.

There are low, transparent fees to convert currencies, add money to your account, and send money to a bank account.

More details on pricing here →

Account pricing
Create your account	Free
Hold 50+ currency balances	Free
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD	Free
Convert currencies	0.45%-3%
Add money with Direct debit	0.2%
ATM withdrawals up to $350 / 30 days	Free

Coverage.

Get local bank details.

These currencies come with your very own bank details. Anyone can use these to pay you just like they'd pay a local.

GBP British Pound

Get your own Account Number and Sort Code.

EUR Euro

Get your own SWIFT/BIC and IBAN details.

USD US Dollar

Get your own Routing (ABA) and Account Number.

AUD Australian Dollar

Get your own BSB Code and Account Number.

NZD New Zealand Dollar

Get your own Account Number.

HUF Hungarian Forint

Get your own Account Number.

RON Romanian Leu

Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.

SGD Singapore Dollar

Get your own Account Number.

You can spend on your Wise debit card anywhere in the countries we operate in.

Hold & manage money.

You can hold and manage money in more than 50 currencies. This lets you avoid exchange rate movements and prep for future transfers.

GBP British Pound

AUD Australian Dollar

AED United Arab Emirates Dirham

ARS Argentine Peso

BDT Bangladeshi Taka

BWP Botswana Pula

BGN Bulgarian Lev

CHF Swiss Franc

CLP Chilean Peso

CNY Chinese Yuan

CRC Costa Rican Colón

CZK Czech Koruna

DKK Danish Krone

EGP Egyptian Pound

GEL Georgian Lari

GHS Ghanaian Cedi

HKD Hong Kong Dollar

HRK Croatian Kuna

EUR Euro

CAD Canadian Dollar

HUF Hungarian Forint

IDR Indonesian Rupiah

ILS Israeli Shekel

INR Indian Rupee

JPY Japanese Yen

KES Kenyan Shilling

KRW South Korean Won

LKR Sri Lankan Rupee

MAD Moroccan Dirham

MXN Mexican Peso

MYR Malaysian Ringgit

NGN Nigerian Naira

NOK Norwegian Krone

NPR Nepalese Rupee

PEN Peruvian Sol

PHP Philippine Peso

NZD New Zealand Dollar

USD US Dollar

PLN Polish Zloty

PKR Pakistani Rupee

RON Romanian Leu

RUB Russian Ruble

SEK Swedish Krona

SGD Singapore Dollar

THB Thai Baht

TRY Turkish Lira

TZS Tanzanian Shilling

UAH Ukrainian Hryvnia

UGX Ugandan Shilling

UYU Uruguayan Peso

VND Vietnamese Dong

XOF West African CFA Franc

ZAR South African Rand

ZMW Zambian kwacha

Send money to 80+ countries.

You can use money in your multi-currency account to send to any of the currencies on Wise.

United Arab Emirates Dirham

Argentine Peso

Australian Dollar

Bangladeshi Taka

Bulgarian Lev

Brazilian Real

Botswana Pula

Canadian Dollar

Swiss Franc

Chilean Peso

Chinese Yuan

Costa Rican Colón

Czech Koruna

Danish Krone

Egyptian Pound

Euro

British Pound

Georgian Lari

Ghanaian Cedi

Hong Kong Dollar

Croatian Kuna

Hungarian Forint

Indonesian Rupiah

Israeli Shekel

Indian Rupee

Japanese Yen

Kenyan Shilling

South Korean Won

Sri Lankan Rupee

Moroccan Dirham

Mexican Peso

Malaysian Ringgit

Norwegian Krone

Nigerian Naira

Nepalese Rupee

New Zealand Dollar

Peruvian Sol

Philippine Peso

Pakistani Rupee

Polish Zloty

Romanian Leu

Russian Ruble

Swedish Krona

Singapore Dollar

Thai Baht

Turkish Lira

Tanzanian Shilling

Ukrainian Hryvnia

Ugandan Shilling

Uruguayan Peso

US Dollar

Vietnamese Dong

West African CFA Franc

South African Rand

Zambian kwacha

Any questions?

You need a passport to enter a new country. You need Wise once you get there.

Get your card today